What is Qonto?
Pros from reviewers
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Excellent customer service: Qonto provides top-notch customer service, with quick response times and professional assistance in resolving issues
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Impressive interface: The user interface is well-designed and user-friendly, making banking tasks easy and enjoyable
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Quick and easy account setup: Qonto offers a fast and straightforward account setup process, allowing users to start receiving payments in less than an hour
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Low fees and no transfer limits: Qonto has low fees and no transfer limits, making it a cost-effective banking solution
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Superior problem-solving: Qonto is proactive in solving issues, providing true assistance with 24-hour chat and phone support.
Cons from reviewers
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Limited features: While Qonto offers a range of banking services, it may not have the full suite of features that larger, traditional banks offer
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Potential for technical issues: As with any digital service, there is always the potential for technical issues or glitches that could disrupt banking services
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Limited customer service options: While Qonto offers chat and phone support, some customers may prefer more traditional customer service options such as in-person or email support.
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Limited international presence: Qonto is primarily a European bank and may not offer the same level of service or accessibility for customers outside of Europe
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Lack of physical branches: As a digital bank, Qonto does not have physical branches which some customers may prefer for in-person service
2 months free on the Basic and Smart plans on Qonto
Get 2 months free on the Basic and Smart plans on Qonto and up to $100 savings with Secret.
Main features
Starting Price
Free Plan
Integrations
Simplified accounting
Mobile app manageability
Expense categorization
Freezing cards
Starting Price
$12
/ month
Free Plan
No
Integrations
Simplified accounting
Mobile app manageability
Expense categorization
Freezing cards
2 months free on the Basic and Smart plans on Qonto
Get 2 months free on the Basic and Smart plans on Qonto and up to $100 savings with Secret.
How Qonto compare to similar software?
Product
Price
$12
/ month
Free plan
No
Main features
Pros
Cons
Alternatives
Deal
Shine and Qonto are prominent digital banking platforms designed to streamline financial management for businesses of all sizes. While both platforms offer core features such as expense tracking, invoicing, and real-time notifications, they differ in their additional offerings and user interfaces.
One of Shine's standout features is its emphasis on simplicity and ease of use. The platform provides straightforward tools for managing finances, making it particularly appealing to small businesses and freelancers who prioritize efficiency and convenience.
On the other hand, Qonto distinguishes itself with its comprehensive suite of advanced banking features tailored to the needs of established companies and growing enterprises. With multi-currency accounts, expense categorization, and seamless integration with accounting software, Qonto caters to businesses seeking more sophisticated financial solutions.
The user interface is another area where Shine and Qonto diverge. Shine's interface is...
When faced with the decision between Qonto and Revolut, it's essential to explore the distinct attributes that set these two fintech solutions apart. While both cater to businesses, they excel in different aspects of financial management.
Qonto takes the lead in fostering seamless team collaboration and providing meticulous expense tracking capabilities. This makes it an ideal choice for businesses that prioritize effective teamwork and stringent control over expenditures. Qonto's standout features include multi-user accounts and granular permission settings, creating an environment where teams can collaborate harmoniously while maintaining vigilant financial oversight. The convenience of shared access, coupled with controlled permissions, not only promotes unity among team members but also safeguards the integrity of financial operations.
On the other hand, Revolut distinguishes itself with its strengths in multi-currency accounts and advanced reporting, making it particularly...
Who is Qonto best for according to our reviewers?
Start-up businesses: Qonto is suitable for start-up businesses as it offers quick and easy account opening, with accounts ready to receive payments in less than an hour
Small to medium-sized businesses: Qonto is ideal for small to medium-sized businesses due to its real-time and free transfers, low fees, and no transfer limits
Businesses transitioning from other banks: Qonto is a good fit for businesses transitioning from other banks, as it offers a well-managed transition process and impressive new interface
Businesses requiring 24/7 support: Qonto is perfect for businesses requiring round-the-clock support, as it provides true assistance with 24-hour chat and phone support
Businesses with invoicing and receipt collection needs: Qonto is suitable for businesses with invoicing and receipt collection needs, as it offers a flawless app and superb customer service, with invoicing and receipt collection for businesses working really well.
2 months free on the Basic and Smart plans on Qonto
Get 2 months free on the Basic and Smart plans on Qonto and up to $100 savings with Secret.
Qonto Reviews
4.8
Qonto rating
20 Qonto Reviews
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Sarah Johnson
Perfect App, Exceptional Customer Support!
Signing up was relatively easy. Only time will tell how it goes, but so far, it's all good!
August 18, 2024
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Bruce J
Qonto's Real-Time Notifications: A Game-Changer for Account Activity Updates
I find the real-time notifications feature of Qonto very helpful in staying updated about my account activities
August 11, 2024
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Maelle M
Top Business Account, Highly Satisfied with Qonto.
This bank solves issues for my business instead of creating them. It's fast, agile, yet serious, offering the best of both the neobanking and regular banking world. My experience has been outstanding so far, with seamless onboarding.
August 6, 2024
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Andrea F
Enhanced Productivity: Qonto's Integration with Quickbooks and Xero
The integration capabilities of Qonto with other software like Quickbooks and Xero have significantly improved my productivity
July 30, 2024
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Michelle S
Qonto's Robust Security Measures Provide Peace of Mind for My Financial Data
I am pleased with the security measures implemented by Qonto, it gives me peace of mind knowing that my financial data is safe
July 20, 2024
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Zachary J
Problem Resolution
This is undoubtedly the best user experience I've ever had with a bank. Initially, I attempted to open an account for my new company with the largest German online bank, which has a blue square logo. The process took an agonizing four weeks, only for me to not receive the account. They even asked for my understanding as they couldn't explain the reason for this. I then decided to try Qonto. My account was ready to receive initial payments in less than an hour. Everything about Qonto is about speed and comfort. This includes not only the onboarding process, but also the support, which almost always responds in less than 1 minutes, the card shipment, which took less than a week after opening the account, and the overall user experience of the apps, both web and mobile. For the first time in my life, a bank transfer was enjoyable. Additionally, the fees are low, there are no transfer limits, all transfers are in real time and free, and so on. Everything is perfect. After all these amazing experiences with Qonto, I wonder how traditional banks in Germany will survive. It will be difficult for them.
July 16, 2024
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Carl D
Qonto's Transparent and Simple Pricing Structure
I appreciate the transparency and simplicity of Qonto's pricing structure, it's straightforward with no hidden fees
July 7, 2024
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Janet B
Finest Banking Experience Ever
Flawless app, superb customer service! I've been using Qonto for work and have now signed up for my own banking because I love the app and their service so much. The invoicing and receipt collection for business works really well.
June 29, 2024
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Marie D
Streamlined Invoicing with Qonto
The invoicing feature of Qonto has streamlined my billing process, making it easier to send invoices and receive payments
June 22, 2024
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Adam N
Conveniently Managing Business Finances on the Go with Qonto Mobile App
The mobile app of Qonto is very convenient, allowing me to manage my business finances on the go.
June 17, 2024
