Payoneer is a secure and convenient software solution for entrepreneurs and businesses to manage global payments and multiple currencies. It enables quick access to funds, expanding global reach, streamlining financial operations, and reducing costs and delays associated with traditional banking methods. Payoneer's value lies in its ability to facilitate international transactions with ease and efficiency.

  • 01Pros and cons from reviewers
  • 02Main features
  • 03What is Payoneer?
  • 04How Payoneer compare to similar software?
  • 05Who is Payoneer best for according to our reviewers?
  • 06Payoneer Reviews

What is Payoneer?

Payoneer is a prominent global payment platform that allows businesses and individuals to send and receive payments internationally. It provides a secure and user-friendly online platform, beneficial for freelancers, online sellers, and small businesses aiming to grow in the global market. Payoneer offers features like a multi-currency digital wallet, easy invoicing, and integration with global marketplaces. Users can receive payments from worldwide clients, withdraw funds in local currencies, and make payments to suppliers. Payoneer offers competitive exchange rates, low transaction fees, quick payment processing, personalized customer support, and comprehensive fraud protection. It is an efficient payment solution for freelancers and online sellers looking to simplify cross-border payments and achieve financial success globally.

Pros from reviewers

  • Quick and efficient customer service: Payoneer's customer service is praised for its quick response time and efficient problem-solving capabilities

  • Essential for businesses and freelancers: Payoneer is considered an essential service for businesses and freelancers, providing a primary payment solution that is highly recommended by its users

  • Reliable and consistent service: Users have found Payoneer to be a reliable and consistent service, providing a sense of security and trust in their financial transactions

  • Complete online banking experience: Payoneer offers a comprehensive online banking experience, allowing users to receive and spend money from almost anywhere in the world, making it a convenient and accessible service

  • Collaborative and secure platform: Payoneer is seen as a collaborative organization that prioritizes user security, offering direct communication and thorough issue resolution.

Cons from reviewers

  • High fees: Despite its many benefits, Payoneer has relatively high fees compared to other online payment services

  • Partial issue resolution: Some users have reported that their issues were only partially addressed, leaving them with ongoing problems or concerns.

  • Limited service in some regions: Although Payoneer is available in many countries, there are still some regions where the service is limited or not available

  • Delayed access to funds: Some users have reported that Payoneer can hold funds for extended periods, causing inconvenience and potential cash flow issues

  • Inconsistent customer support: While some users have praised Payoneer's customer support, others have found it lacking, with slow response times and unresolved issues

Main features

Starting Price

N/A

Free Plan

No

Multiple withdrawal options

Dedicated support

Global payment solutions

Seamless integrations

Competitive exchange rates

Payoneer and Wise are both prominent players in the realm of international financial services, each offering distinct approaches to managing cross-border transactions and currency exchange. Understanding the differences between these two platforms can guide you toward the most suitable choice for your global financial needs.


Payoneer is known for its versatility and comprehensive suite of global payment solutions. It caters to a wide range of users, including freelancers, e-commerce businesses, and professionals seeking a one-stop solution for international transactions. Payoneer offers multi-currency receiving accounts, a prepaid Mastercard for easy access to funds, and competitive exchange rates. This makes it an excellent choice for individuals and businesses looking for a versatile platform to manage their international finances.


On the other hand, Wise, formerly known as TransferWise, specializes in providing cost-effective international money transfers. It stands out for its...

Payoneer Logo

Payoneer

Global payments, made easy

Wise Logo

Wise

Smarter money management across borders

Who is Payoneer best for according to our reviewers?

  • Freelancers: Freelancers find Payoneer to be an excellent payment solution for their work, offering a complete online banking experience and allowing them to receive and spend money from home

  • Small Business Owners: Despite the relatively high fees, small business owners find Payoneer to be a necessary service for their operations, appreciating its reliability and excellent customer service

  • Global Workers: Payoneer is an excellent alternative for individuals working globally, allowing them to receive funds from almost anywhere in the world

  • Customers Seeking Quick Response: Users who value quick and efficient customer service find Payoneer to be a suitable platform, as they often resolve issues within a day

  • Users Prioritizing Security: Payoneer is seen as a very collaborative and secure platform, with the organization doing its best to address and fully resolve any concerns or issues.

  • Payoneer Reviews

    4.6

    Payoneer rating

    4.5

    Ease of use

    4.0

    Customer service

    4.2

    Value for money

    4.3

    Likelihood to recommend

    4.3

    Features

    21 Payoneer Reviews

    4.6 (21 reviews)
    Leave a review
    • Georges E

      Payoneer is nothing but a thief, stealing money from its clients!

      My experience has been an absolute nightmare. I was using Payoneer for standard transactions with my business, and out of nowhere, they arbitrarily decided to close my account and abscond with €5,000 that was rightfully mine. To make matters worse, I can’t even access customer support since I'm no longer a client, and my emails go unanswered. This level of service is utterly disgraceful! Beware: countless others are suffering the same fate, often losing much more money than I did. I cannot stress enough: steer clear of this company. They are nothing but scammers who prey on honest users!

      November 4, 2024

    • Ruth R

      Efficient Fund Availability and Valuable Educational Resources: A Payoneer Review

      I've never had to wait more than 24 hours for funds to be available. Lastly, the educational resources provided by Payoneer have been very helpful

      August 17, 2024

    • Edward Smith

      Secure and Swift: Payoneer's Impressive Transaction Speed in the Digital Age

      knowing that my funds are protected is crucial in this digital age. The speed of transactions with Payoneer is impressive

      August 10, 2024

    • Emma C

      Stellar Performance by Payoneer

      Impressive service! I appreciate the outstanding customer support. However, I will withhold my final comments until my issue is completely resolved as it's currently only partially addressed.

      August 5, 2024

    • Hannah Smith

      Payoneer: Streamlining Small Business Accounting with QuickBooks Integration

      it's simple, professional, and efficient. As a small business owner, I've found Payoneer's integration with accounting software like QuickBooks to be invaluable

      July 30, 2024

    • Cynthia C

      Experiencing Top-Notch Security and Customer Service with Payoneer

      I've been using Payoneer for the past three weeks and I must say, their security measures are top-notch! Whenever I reach out to them, they assure me that a dedicated department is diligently reviewing my case - it's great to know they're so thorough! I had all my documents verified and approved before the transaction, which was a breeze. Their customer support is truly unique, they're always there to reassure me. It's been one of the most attentive customer service experiences I've ever had!

      July 21, 2024

    • Samantha

      Streamlined Invoicing for Independent Contractors

      I can manage my finances on the go, anytime, anywhere. As an independent contractor, the Request a Payment feature has streamlined my invoicing process

      July 15, 2024

    • Grace Williams

      Payoneer's Multi-Currency Feature Simplifies Global Transactions for Digital Nomads

      The multi-currency feature has simplified my global transactions immensely. As a digital nomad, the convenience of the Payoneer mobile app cannot be overstated

      July 8, 2024

    • Nicholas M

      Top Payment Solution for Freelancers: Payoneer

      As a freelancer, I've been using Payoneer as my primary payment solution for the past two years and it's been an excellent experience. I highly recommend them.

      July 1, 2024

    • Judy Williams

      Payoneer: Global Acceptance and Secure Peace of Mind

      it's accepted worldwide and offers reasonable fees. Payoneer's security measures give me peace of mind

      June 25, 2024

    • Sean M

      Payoneer Delivers the Service I Require

      I find Payoneer's service essential for my business. They have been consistently reliable and their phone customer service was excellent when I needed help.

      June 16, 2024

    • Thomas

      Despite Higher Fees, Payoneer Shines

      Despite the relatively high fees compared to other services, I believe Payoneer is the best online payment method. It offers a complete online banking experience and allows people from almost everywhere in the world to receive and spend money from the comfort of their homes. I greatly appreciate it.

      June 10, 2024

    • Carol E

      Payoneer Excels in Collaboration

      I find Payoneer to be a very collaborative platform and organization that ensures my security. Whenever I encounter any issues, I can directly communicate with them and they always do their best to address my concerns until they are fully resolved.

      June 4, 2024

    • Jesse N

      The Payoneer Mastercard: Streamlining Business Travels and Administrative Tasks

      it has significantly reduced my administrative workload. The Payoneer Mastercard has been a great asset for my business travels

      May 28, 2024

    • Keith Brown

      My Issue Was Swiftly Resolved with Payoneer

      My issue was resolved swiftly and efficiently. The services offered are an excellent alternative for receiving funds globally. I would recommend it.

      May 18, 2024

    • Denise Williams

      Saving Money with Payoneer's Competitive Exchange Rates

      Payoneer's competitive exchange rates have saved me a significant amount of money compared to other services. As an e-commerce business owner, I appreciate the ease with which I can receive payments from marketplaces like Amazon and eBay

      May 12, 2024

    • Theresa

      Review on Payoneer Software by Zarrouki Mohsen

      I find Payoneer to be a necessary service for my business despite its relatively high fees compared to other services. It's the best online payment method that offers a complete online banking experience and allows people from almost everywhere to receive and spend money from home. I greatly appreciate this aspect of their service. They have been consistent throughout my time as a customer. The one time I needed help, their phone customer service was excellent.

      May 7, 2024

    • Steven Williams

      Seamless Experience with User-Friendly Interface and Prompt Customer Service

      its user-friendly interface and prompt customer service have made my experience seamless. The ability to withdraw funds directly to my local bank account has been a game-changer

      April 30, 2024

    • Joe A

      Just Opened a New Account with Payoneer

      So far, they have fulfilled their promise to verify my account by depositing a small INR amount. Additionally, they promptly resolved my account receiving query.

      April 21, 2024

    • Mark N

      Swift and Efficient Customer Support

      After I left a message inquiring about the status of my receiving account which was pending approval, I received a response within a day from a Customer Care Team member. My issue was resolved. I found the service to be quick and helpful!

      April 15, 2024

    • Jean Garcia

      Managing International Payments with Payoneer

      As a freelancer, I've found Payoneer to be a reliable and efficient platform for managing my international payments

      April 15, 2024

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